Your Crypto
Instant Cash Flow, Zero Selling
Turn your Bitcoin, Ethereum, or Solana into fast funding for investments, life expenses, or business wins all while HODLing your assets tight.
Tailor-Made Loans, Built for You.
Score competitive rates and flexible terms powered by blockchain speed. Skip the credit check hassle, our streamlined process puts cash or stablecoins straight into your bank or wallet, opening doors for more borrowers than ever.
Killer Rates + Custom Terms
Lock in what fits your strategy.
No Credit Check Drama
Collateral is king here.
Fortress-Level Security
Assets safe with regulated banks and custodians – no rehypothecation.
Direct Deposits
Funds hit your account or wallet.
Why Lendary?
Fixed Interest Rates Agreed Upfront – flexible terms from a few month to several years
No Early-Repayment Penalties – close out anytime by repaying your outstanding interest and principal
Credit Facility Options – for repeat borrowers who need ongoing access to liquidity
Lendary
Simple Transparent Borrowing
01
Sign Up
Create an account and complete
our streamlined KYC for full access
02
Apply for a loan
Fill in the loan application receive an initial quote and signed the loan agreement upon approval.
03
Get Funded
Deposit your crypto to a secure custody and receive your loan in fiat or stablecoins. Directly to your bank account or wallet.
04
Repay and Reclaim
Make interest only payments monthly or quarterly, then repay principal at maturity and receive your collateral back in full.
Loan Calculator
BTC
-
BTC
-
Ethereum
-
Solana
Terms
What you qualify for
Frequently Asked Questions
What are the crypto backed loans ?
Crypto-backed loans are a form of lending where borrowers use their cryptocurrency as collateral to obtain loans in fiat currency or stablecoins. This allows individuals or corporate clients to access liquidity without having to sell their digital assets.
What can I use the loans for?
You have full freedom, our loans can be used whatever suits your personal circumstances, there are no restrictions. We are depositing our loans directly into your account.
Do I need to provide collateral to be able to get a loan?
Yes, you need to provide collateral to be able to get a loan. This is a security, and we are holding your collateral until the loan is paid back.
How Crypto-Backed Loans Work?
Collateral Submission:
After your loan is approved you need to deposit a specified amount of cryptocurrency, such as Bitcoin or Ethereum, into a secured wallet managed by a trusted third-party custody provider. This serves as collateral for your loan.
Loan Disbursement:
Based on the value of your collateral, we’ll provide a pre-agreed loan amount—typically 50% to 70% of your crypto’s value. The exact percentage depends on the loan terms and market volatility.
Repayment:
You’ll repay the loan over an agreed period, which can range from a few months to several years. Interest rates are fixed and determined upfront, varying based on factors like loan-to-value (LTV) ratios and market conditions.
Return of Collateral:
Once you’ve fully repaid your loan and interest, your collateral is immediately returned to you. This means you retain ownership of your crypto assets while accessing instant liquidity.
What are the benefits of crypto backed loans?
There are many benefits of using crypto backed loans vs traditional loans.
Retain Ownership: Do not need to sell your cryptocurrencies, allowing you to benefit from potential price appreciation during the loan term.
Quick Access to Funds: The approval process for crypto-backed loans is typically faster than traditional loans, we require minimal documentation, and you don’t need to go through credit checks.
Flexibility: You can use the funds for various purposes, including investments or personal expenses, without liquidating your crypto holdings.
Where is my collateral held?
Your collateral is held with licensed and regulated 3rd party custodian or bank. After your loan has been approved you will be provided a wallet address where the collateral needs to be deposited and stays there untouched during the loan period. We are not rehypothecating any of our client assets.
Is there a credit check required?
No, there is no credit check involved which makes the loan approval process faster than any other traditional loan.
Our Trusted Partners
